Boca Raton · Delray Beach · Palm Beach

What does moving to Florida save you in taxes?

Enter your income, home value and estate, pick where you live now, and see the state and local taxes you'd stop paying in Florida. Florida has no state income tax and no estate tax.

Where you live now

Where you'd move

Filing status

Annual taxable income

Home value

Yearly spending on taxable purchases (cars, boats, jewelry, clothes)

Estimated estate (net worth)

Years you plan to stay

New York City

state + local taxes per year

vs.

Boca Raton, FL

state + local taxes per year

You keep each year

income, property and sales tax combined

Over 10 years

before investment growth on the savings

Your heirs keep

state estate or inheritance tax avoided

Tax	New York City	Boca Raton	Difference

Estimates for planning only, using 2026 published rates. Federal taxes are the same in every state and are left out. Talk to a CPA or estate attorney before you move; residency rules and timing matter.
Income tax uses each state's 2026 brackets and standard deduction or personal exemption. New York and Connecticut "benefit recapture" and Connecticut's exemption phase-out are simplified. Capital gains are treated as ordinary income, which is how most of these states tax them.
Property tax uses typical effective rates for each area. Florida's homestead exemption and the 3% Save Our Homes cap are applied to your Florida home; your actual bill depends on the exact property.
Estate figures assume assets pass to children. New Jersey and Pennsylvania levy inheritance tax instead of estate tax; New Jersey exempts children and Pennsylvania taxes them at 4.5%. Florida has no estate or inheritance tax.

Ready to see what your money buys here?

Ricky Estera

Prime Properties of South Florida · Boca Raton to Delray Beach

Call 561-212-0111 Ricky@rickyestera.com

Ricky Estera's community sites

More Boca Raton & Delray Beach communities

Luxury Condos Boca RatonOceanfront and Intracoastal buildings, building by building
Highland Beach Waterfront HomesOceanfront towers and Intracoastal estates between Boca and Delray
Downtown Boca Raton HomesThe Golden Triangle, walking distance to Mizner Park and the beach
Lake Rogers IsleCanal and Intracoastal homes north of downtown, no fixed bridges
Tropic Isle Waterfront HomesDelray Beach's deep-water canal neighborhood on the Intracoastal
St Andrews Country ClubCustom estates on two private courses in west Boca
The Polo Club HomesTwo courses, 24 subdivisions and the busiest club market in Boca
Woodfield Country Club LivingTwenty subdivisions around the top-ranked racquet club in the country
Addison Reserve HomesDelray Beach's top-ranked club, 27 holes just rebuilt by Rees Jones
Boca Grove HomesA small private club of 421 homes on Glades Road
Old Floresta HomesBoca's historic Mizner-era neighborhood west of downtown
Stone Creek Ranch HomesDelray Beach's gated estate community on acre-plus lots
Le Lac Boca RatonThirty-two lakefront estates behind one gate in Boca
Long Lake Estates HomesAcre-plus lakefront estates in west Boca
Boca West Country Club HomesThe largest private club in the country: 55 subdivisions, four courses, $220K condos to $6M estates
Gleneagles Country ClubDelray Beach's two-course, 36-hole club, with a $54 million clubhouse renovation under way
Seagate Country ClubDelray Beach's golf club community at The Hamlet, where membership is optional

Each site has its own live map of homes for sale, under contract and sold, and guides built from closed MLS sales. Ricky Estera · Prime Properties of South Florida · 561-212-0111